The user accounts settings in WP Admin Audit enable you to setup governance rules around the WordPress user roles and other security aspects.
The possibility to automatically limit the permissions of inactive users (first and foremost: administrators) helps to keep things in order and not allow old or unneded accounts to cause trouble down the line.
Many organizations have IT security policies in place that require users of a system to periodically change their password.
WP Admin Audit Business and WP Admin Audit Enterprise come with this feature.
Not available in all production editionsThe user accounts features are only part of selected paid WP Admin Audit editions.